Intelledgement, L.L.C.

Intelligently hedged investment

Equities compounded annual growth rate = 8%

Remember that in this scenario, only 70% of the funds contributed are invested in the stock market; 30% are invested in bonds at an estimated CAGR of 4%.

YearContribution     1 JanIncome   31 DecTotal ROI
2011$3,000$     3,000$       204 $     3,204   7%
2012$   500$     3,704$       253 $     3,957 13%
2013$   500$     4,457$       305 $     4,762 19%
2014$   500$     5,262$       362 $     5,624 25%
2015$   500$     6,124$       422 $     6,546 31%
2016$1,000$     7,546$       521 $     8,068 34%
2017$1,000$     9,068$       628 $     9,696 39%
2018$1,500$   11,196$       776 $   11,972 41%
2019$1,500$   13,472$       935 $   14,407 44%
2020$2,000$   16,407$   1,141 $   17,548 46%
2021$2,000$   19,548$   1,158 $   20,909 49%
2022$3,000$   23,909$   1,666 $   25,575 50%
2023$3,000$   28,575$   1,993 $   30,568 53%
2024$4,000$   34,568$   2,413 $   36,981 54%
2025$4,000$   40,981$   2,864 $   43,844 57%
2026$5,000$   48,844$   3,416 $   52,261 58%
2027$5,000$   57,261$   4,010 $   61,271 61%
2028$5,000$   66,271$   4,648 $   70,919 65%
2029$5,000$   75,919$   5,334 $   81,252 69%
2030$5,000$   86,252$   6,071 $   92,323 74%
2031$5,000$   97,323$   5,941 $104,186 80%
2032$5,000$109,186$   7,715 $116,901 86%
2033$5,000$121,901$   8,632 $130,533 92%
2034$5,000$135,533$   9,618 $145,151 99%
2035$5,000$150,151$10,678 $160,829 106%
2036$5,000$165,829$11,819 $177,647 114%
2037$5,000$182,647$13,046 $195,694 122%
2038$5,000$200,694$14,367 $215,061 131%
2039$5,000$220,061$15,789 $235,851 141%
2040$5,000$240,851$17,320 $258,170 151%
2041$5,000$263,170$18,968 $282,138 161%
2042$5,000$287,138$20,741 $307,879 172%
2043$5,000$312,879$22,652 $335,531 184%
2044$5,000$340,531$24,709 $365,240 197%
2045$5,000$370,240$26,924 $397,164 210%
2046$5,000$402,164$29,310 $431,474 224%
2047$5,000$436,474$31,880 $468,354 239%
2048$5,000$473,354$34,649 $508,003 255%
2049$5,000$513,003$37,632 $550,636 272%
2050$5,000$555,636$40,847 $596,482 290%